Portfolio & Tax

How much tax do your fund investments save? How does patience compound your money?

ANNUAL INCOME (THB)

Your income฿1,000,000

฿0฿5,000,000

Marginal tax rate: 20%

FUND CONTRIBUTIONS

RMF฿200,000

฿0฿500,000

Thai ESG฿100,000

฿0฿300,000

SSF฿0

฿0฿200,000

ESTIMATED TAX SAVINGS

฿60,000

per year, based on 20% marginal rate

RMF DEDUCTION

฿200,000

THAI ESG DEDUCTION

฿100,000

SSF DEDUCTION

฿0

TOTAL DEDUCTION

฿300,000

Combined ceiling: ฿800,000. Tax saved = deduction × marginal rate. Consult a tax advisor for exact figures.

RMF — Retirement Mutual Fund

Deduct up to ฿500,000 or 30% of income. Lock-up: 5 years min.

Thai ESG Fund

Sustainability-focused. Deduct up to ฿300,000 or 30% of income. Lock-up: 5 years.

SSF — Super Savings Fund

Deduct up to ฿200,000 or 30% of income. Lock-up: 10 years.